THE BETTER VALUE OF
A COMBINED RATIO
higher earnings from insurance premiums,
cheaper claims settlement, lower fulfilment costs
By automating and digitizing product sales, we provide higher insurance premium earnings.
More effective management of insurance claims accelerates the process and reduces its costs. Successful fraud detection increases the protected value of the insurance company.
Each solution individually, but also in combination, contributes to the higher profitability and competitiveness of the insurance company.
Combined ratio = (Incurred Losses + Expenses) / Earned Premium
Lower Incurred Losses
Achieved by better fraud detection with
the PosAm Fraud Detection System
More efficient claim inspections with
the PosAm Claim Management System
Higher Earned Premium
Thanks to unified sales support across all channels with the PosAm Sales Force Automation System
PosAm solutions for insurance companies optimize key business processes:
product sales, insurance claim management and fraud detection.
We are a respected company with a strong background
PosAm is a leading Slovak IT company. The company confirmed and strengthened this position in 2010 when it became part of the Deutsche Telekom Group (DTAG). The professionalism of PosAm's experts, supported by DTAG's background and strength, guarantees PosAm's stability and continuity in building long-term partnerships.
Our solutions are valued by key players on the market
PosAm's solutions for insurance companies are used, for example, by Allianz Slovenská poisťovňa, Allianz pojišťovna, and Česká pojišťovna.
Our systems are utilized by more than 14,000 users who make approximately 1 million calculations per year, and the number of
managed contracts is over 25 million.
We will be glad to inspire you
PosAm has 15 years of experience in the development, implementation and operation of insurance systems. Our expert team includes professionals with many years of experience in insurance. Thanks to the combination of domain and technological knowledge, we have unique competencies in the field of insurance product sales, insurance claim settlement, and fraud detection.